David Marshall
Chief Executive Officer
BCom(Ag), GradDip Commerce.
David Marshall joined Beyond Bank in 2025 as our Chief Executive Officer. He is an experienced financial services executive with a proven track record in leading customer-focused organisations, including past tenure as Chief Executive Officer for Defence Bank and Hume Bank. David has also successfully led the retail financial services networks at Commonwealth Bank of Australia and Westpac. He has also led national business, agribusiness segments for major and regional banks. His experience in leading organisations through various business, economic and growth cycles has been a key highlight of his career. David has studied at Lincoln College (Canterbury University), Wharton Business School and London Business School. David is based in Adelaide, South Australia.
Contact David:
0414789381 | dmarshall@beyondbank.com.au
Director Beyond Bank Australia Foundation Ltd.
Tony Maughan
Chief Financial Officer
B.Com, MBA, CA, GAICD.
Tony joined Beyond Bank in 2023 as the Chief Operating Officer. Now the Chief Financial Officer, Tony brings extensive leadership experience across the entire banking value chain, including group strategy, mergers and acquisitions, front-line banking and large-scale transformation projects. At Beyond Bank, Tony is responsible for overseeing our Finance, Treasury, Corporate Development, Regulatory Reporting, Company Secretary, and General Counsel functions. Tony is based in Melbourne, Victoria.
Director AWA Mutual Pty Ltd, Beyond Bank Australia Foundation Ltd, Community CPS Services Pty Ltd, Eastwoods Group Pty Ltd, Eastwoods Wealth Management Pty Ltd.
Wendy Den Hartog
Chief Operating Officer
Adv. Dip. Management.
Wendy has over 20 years of experience in financial services and joined Beyond Bank in 2021. Wendy oversees Products and Payments, Credit Assessment, Loan Fulfillment, the Project Management Office, and Property teams. Committed to enhancing customer experience and operational efficiency, she plays a key role in delivering value for customers. As a passionate and focused leader, she has expertise in Operations, Retail Banking, mergers, transformations, and strategic project implementation. She has strong strategic thinking, problem-solving skills, and a talent for building high-performing teams in dynamic environments. Wendy is based in Adelaide, South Australia.
Michelle Coelho
Chief People Officer
MBA, GAICD.
Michelle has been with Beyond Bank for more than 20 years, starting her banking career with United Credit Union. Her most recent appointment before joining the Executive team was to lead our team in WA as State Manager, a position she held for 10 years. Michelle is responsible for driving performance, leadership development, alignment to culture and growth of our people at Beyond Bank Australia. Michelle is based in Perth, Western Australia.
Director Beyond Bank Australia Foundation Ltd.
Brad Markwart
Chief Risk Officer
BSc, BEc, GradCert Accounting, GAICD.
Brad has been in the finance industry over 20 years, joining Beyond Bank in 2001. With extensive experience in risk management and compliance, Brad is passionate about using people and technology to drive efficiencies and improved risk management outcomes for the Bank and its customers. Brad is responsible for the Bank’s risk management, compliance, and financial crimes functions. Brad is based in Canberra, Australian Capital Territory.
Director Beyond Employee Benevolent Fund Pty Ltd, Director Community CPS Services Pty Ltd.
Sophie Scott-Young
Chief Member Banking Officer
Sophie Scott Young is the Chief Member Banking Officer, bringing more than 20 years of experience across Australia’s banking and financial services sector. She joined Beyond Bank in 2015 and now leads the organisation’s member facing teams, driving service excellence, operational performance, and initiatives that strengthen financial wellbeing for communities nationwide. Sophie’s career spans senior roles in financial planning, lending, and retail banking, where she has built a strong record in transformation, people leadership, and customer centred strategy. A regular contributor to industry publications, Sophie is committed to empowering Australians with clear, accessible financial insights. Sophie is based in Adelaide, South Australia.