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Bank & Save

Everyday transaction accounts.

Get the freedom and flexibility of easy access to your funds.

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Pair your everyday transaction account with our award-winning app.*

Pair your everyday transaction account with our Award-winning App.*

Our feature-rich Mobile App provides the best online banking protection and user experience for all your banking needs.

  • Log in securely using biometrics like Face ID and Fingerprint Unlock.
  • Set up a Direct Credit alert so that you are instantly notified when money has come in.
  • Customisable card controls including card blocking and cancellation, online and in-store purchases, contactless, digital wallet, and ATM withdrawals.

Features and benefits you'll love.

$0 fees
No fees for account-keeping, card purchases in Australia or dishonours.
Money in an instant
Send and receive money instantly¹ between eligible accounts. Use your mobile number or email as your PayID.
Transact instantly with a Digital Card
Can't wait for your plastic Visa card to arrive? Transact straight away with a Digital Card.

Find your perfect fit.

For over 18 years old

The Purple Transactor Account is a great everyday account for regular transactions with:

  • $0 monthly account-keeping fees, with no minimum deposit
  • cash access via Visa Debit card or Digital Wallet
  • ability to send and receive money instantly between eligible accounts.
Learn more Open an account
For youth and kids

The BU Savings Account is designed to help children and teenagers aged 17 and under learn the importance of saving. It offers:

  • $0 monthly account-keeping fees, with no minimum deposit
  • cash access via Visa Debit card or Digital Wallet
  • a competitive savings rate to encourage young ones to build good savings habits.
Learn more Open an account
For retirement

The Retirement Account is suitable if you receive an Aged or Veterans' Affairs Pension or Allowance, or a Superannuation Pension, offering:

  • $0 monthly account-keeping fees, with no minimum deposit
  • cash access via Visa Debit card or Digital Wallet
  • competitive savings rates for different balances.
Learn more Speak to us to open an account

Other accounts you might be interested in.

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Purple Transactor Account

Convenient and secure banking. No fees for account keeping, card purchases in Australia or dishonours!

Find out more
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monEsaver Internet Savings Account

High-interest savings and easy access to your money.

Find out more

Help is here.

Chat to us
Our live chat is available Monday to Friday 8am - 8pm, Saturday 9am - 3pm (Adelaide time). Excluding national public holidays.
Let's chat
Call us
Speak with our friendly Member Service Centre staff Monday to Friday 8am - 8pm, Saturday 9am - 3pm (Adelaide time). Excluding national public holidays.
Call 13 25 85
Find a branch
Visit one of our 50+ branches across Australia.
Find a branch

   
 

Interest rates are current as at 19 May 2026 and are subject to change.
   
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Awarded Canstar Customer-Owned Bank of the Year for Digital Banking from 2015-2025. More information can be found at Canstar's 2025 Digital Banking Awards webpage.
   
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Faster transfers are available between participating banks, a full list of participating banks is available here.
   
 

Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product.
   
 

This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you.
   
 

All products and services are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026.