A shot of a young, Asian woman smiling at the camera with her dog.
Managing Money

A practical guide to pet insurance.

3 minute read
1 November 2024
Managing Money

Understanding the essentials of pet insurance.

Insurance plays a vital role in protecting your financial wellbeing and providing peace of mind by helping you manage risks. There are different types of insurance to help manage different types of risk. 

At Beyond Bank, we want to help our customers make informed decisions about general insurance products.  

This guide will help you understand pet insurance. 

What is pet insurance? 

Pet insurance covers veterinary expenses if your pet becomes ill or injured. Some policies also include coverage for routine care and preventative treatments. 

Why it's important.

Veterinary bills can be expensive, especially for emergency treatments. Pet insurance helps cover these costs, ensuring your furry friends get the care they need without breaking the bank. 

Things to consider.

Check for exclusions for pre-existing conditions, waiting periods, limits including annual limits, per-incident limits and lifetime limits, reimbursement rates and the general reputation of the insurer.  

We’re here to help.

Beyond Bank provides a range of general insurance products. We don’t provide Pet Insurance, but if you’re considering general insurance and would like some help, contact your local branch or give us a call 13 25 85. 

Beyond Bank Australia Ltd, ABN 15 087 651 143, AFSL/Australian Credit Licence 237856 arranges insurance as agent for the insurer Allianz Australia Insurance Limited, ABN 15 000 122 850, AFSL No 234708. Travel Insurance is issued and managed by AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631 trading as Allianz Global Assistance (AGA) for the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply. 

We do not provide any advice on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from  https://www.beyondbank.com.au/about-us/corporate-governance/disclosures/. The relevant Target Market Determination is available by calling 13 25 85. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services. 


Also in Managing Money

Navigating Private Health Insurance

Navigating Private Health Insurance

Decisions about whether or not you should have private health insurance, and if you do have it what type and level of cover you should have, can be complicated. Here are some tips to help you navigate the decisions.

View article
5 Tips to becoming a budgeting pro

5 Tips to becoming a budgeting pro

Whether recent months have left you financially flush or strapped for cash, now is the perfect time to flex your budgeting muscles

View article
Money saving strategies for your next holiday

Money saving strategies for your next holiday

If you're hoping to plan the holiday of your dreams, your first step should be to think about how much you'll need to save, and how to do it.

View article