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Business

Business Loans.

Business finance to put your plan into action.

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Key benefits.

A Business Loan is a simple, low cost way to finance small business needs, like purchasing a new vehicle. With a fixed interest rate, a Business Loan gives you security of knowing your repayments won’t change but with the added flexibility of making extra repayments and the ability to pay the loan off without penalty.

Competitive, fixed rate options for 1-7 years terms loans.
Loans from $5,000.
Flexible repayment options, choose how, when and how much you pay.

Great features.

  • Low establishment and no monthly account fee
  • Secured loan – use a new or existing vehicle as security
  • Pay off your loan early without penalty
  • Need to finance a vehicle? Seek pre-approval and negotiate your new car with confidence
  • Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.

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Interest rates.

Business Loan for Commercial or Business purposes Interest Rate (%p.a.)
1 - 7 Years - Fixed 13.50% p.a.
Business Vehicle Loan for Commercial or Business purposes Interest Rate (%p.a.)
1 - 7 Years - Fixed 8.69% p.a.
Business Vehicle Low Rate Loan Special Offer for Commercial or Business purposes.¹ Interest Rate (%p.a.)
Business Vehicle Low Rate Loan Special Offer - Fixed 6.79% p.a.

Fees and charges.

Approval / Variation Fee

$295

Security Administration Fee

$70

View our Fees and Charges Guide for the full details. Other up-front fees including government charges may apply based on the loan and application type and can be advised on application.

How to apply
Talk to one of our Business Banking Specialists today.
Request appointment

Who can apply?

Business Loans are available to business customers. When you acquire this product you will automatically become a member of Beyond Bank Australia and become a part-owner of the bank.

Other products you may be interested in.

   
 

Interest rates are current as at 19 May 2026 and are subject to change.
   
 

A margin may apply on top of the base rate depending on the borrower and the type of security provided.
   
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Available for the purchase of a motor vehicle up to 2 years old. Other eligibility and lending criteria, terms, conditions, fees and charges apply.
   
 

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.
   
 

All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026.