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Bank & Save

Osko®

Make payments sooner. Create your PayID today to enjoy instant payments.

Pay your friends fast. Beyond easy.^

With PayID, you can forget your BSB and account number. Choose an eligible PayID (like your mobile number or email address for personal banking or ABN/Organisation ID for business) and link this to your account. Then, when someone needs to pay you, give them your PayID instead of searching for your bank account details.

Faster
Send and receive money instantly^ between eligible accounts, 24/7.
Simpler
With PayID, use your mobile number or email address instead of BSB and account number.
Smarter
Personalise payment messages with up to 280 characters, including emojis.
Safe
With PayID, receive confirmation payments are going to the right person.
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Creating your PayID is easy.


  1. Log in to the Mobile App or Internet Banking
  2. Select Manage PayID's and choose Create PayID. Then enter a mobile number or email address. Select the account you would like to link the PayID to and the PayID name.
  3. Enter the secure code sent to your chosen PayID and you are ready to use it.

Need help creating your PayID?

Our friendly staff are happy to assist you step-by-step.

 

PayID Frequently Asked Questions.

Osko® is the first service available on the New Payments Platform (NPP). It will make sending and receiving money faster by using a PayID. A PayID is an alternative way to address payments. You can use this instead of remembering or sharing your BSB and account number. A PayID can be a mobile number or email address, and for businesses can also be an ABN or Organisation ID.

Payments via Osko come under your standard external transfer limit, no separate limit applies.

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PayID is an alternative way to address payments. You can use this instead of remembering or sharing your BSB and account number. A PayID can be a mobile number or email address, and for businesses can also be an ABN or Organisation ID.

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NPP is the acronym for the Payments Platform which is owned and operated by NPP Australia Limited. In 2017, NPP launched the Osko® service to make sending and receiving money faster by using a PayID.

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You can only link one account to your mobile number.

You also can have another account linked to an email address.

Find out more about PayID here.

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Yes, you can have more than one PayID linked to each account.

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No. A PayID is only used to deposit money to your account. No-one can access your account by knowing your PayID.

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^

Faster transfers are available between participating banks, a full list of participating banks is available here.

   
 

This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you.

   
 

Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product.